When a family member needs more help due to aging or a medical condition, many families turn to in-home care services to help keep their loved one safe and comfortable at home. But how do you pay for in-home care services? In Florida, Medicaid may help cover some or all of the cost.
What Is Medicaid?
Medicaid is a joint federal and state program that helps to pay for certain medical and health care services for individuals and families with limited income and resources. Medicaid is the largest payer of long-term care services in the United States, and in Florida, it is the main funding source for long-term care services.
Does Medicaid Cover In-Home Care In Florida?
Yes, Medicaid in Florida does cover in-home care for eligible individuals. In-home care services provided by Medicaid are known as home and community-based services (HCBS). These services can include assistance with activities of daily living (ADLs) such as bathing, dressing, and eating, as well as help with meal preparation, housekeeping, and transportation.
Who Is Eligible For Medicaid In Florida?
To be eligible for Medicaid in Florida, an individual must meet specific requirements. These requirements include age, income, assets, and residency. Generally, an individual must be 65 years or older, have an income below the federal poverty level, and have assets below a specific limit. Additionally, the individual must be a resident of the state of Florida. If your income and assets exceed the requirements, many consult an attorney specializing in arranging finances to meet the eligibility. One firm we recommend is the Estate Trust & Elder Law firm, www.etelf.com
How Do I Apply For Medicaid In Florida?
Applying for Medicaid in Florida is a relatively easy process, but it does take time to apply and be accepted. Also, seek assistance from a trusted organization:
· Atlantic In-Home Care’s Director of Client Services can meet with you in your home and navigate you through the process.
· Your local Area Agency on Aging is available for guidance.
· Law firms specializing in elder affairs are familiar with the requirements and can advocate for your application acceptance.
· You can also start enrollment at The Florida State Medicaid Managed Care Enrollment Center – https://www.flmedicaidmanagedcare.com/health/enroll
Conclusion
Medicaid can be a great resource for families in Florida who need help with in-home care services for their loved ones. Medicaid can provide financial assistance to help cover the cost of in-home care services, allowing individuals to remain in their homes and remain independent for as long as possible. If you think you may be eligible for Medicaid in Florida, act now to begin the application process.
